Mokena Chapter 7 Bankruptcy Lawyer

Chapter 7 bankruptcy may provide you with immediate relief from debts and long-term stability. I am bankruptcy attorney Steve Beck, and I help people throughout the Chicago metro area get debt relief.

The Chapter 7 Bankruptcy Process

Also known as debt liquidation or straight bankruptcy, Chapter 7 bankruptcy will discharge most unsecured debt, including credit card bills and medical expenses, while ordinarily allowing you to keep your car, home, and retirement savings.

In addition to discharging debt, filing for Chapter 7 will provide you with an automatic stay, stopping all creditor harassment and collections activity. In addition, any communication from your creditors must go through your lawyer.

When you work with me, you can be confident that I will guide you carefully, reliably and efficiently through every stage. Once we have started the streamlined process of preparing and filing your petition, I will continue to represent you throughout the bankruptcy process, and I will give you:

  • Prompt notification of your case number and hearing date
  • Personal service including answering any questions you may have
  • Attorney representation at your bankruptcy hearing

About 10 weeks after your hearing, the bankruptcy court should issue a discharge of your debts, which will finalize your case.

In order to file for Chapter 7 bankruptcy, you have to pass a means test, which means that you can't file if your income is too high. Sometimes many factors enter into the means test, and it pays to have an experienced and skillful attorney to evaluate your case to see if you can qualify to file.

Contact My Orland Park Office and Discharge Your Debt

When done correctly, filing for bankruptcy is simple and can have you debt-free within several months. Working closely with you from start to finish, I will make sure you are protected from creditor harassment and wage garnishment as you take action to secure relief. Call me at (708) 479-1144 , or contact me online.