Chapter 7 Bankruptcy
Understanding Your Rights Under Chapter 7 Bankruptcy
When the time comes to pay your bills each month, you may feel as though you will never have enough make ends meet. Job loss, medical problems, divorce and other life circumstances can all cause serious financial stress and mounting debt. Falling farther and farther behind, you may have reached a point where you simply can no longer keep up.
If this is your situation, Chapter 7 bankruptcy may be the right option for you. I am attorney Steve Beck, and I have over 37 years of experience helping clients file for Chapter 7 bankruptcy. I work closely with clients to protect them from creditor harassment, including constant calls, letters or wage garnishment.
Chapter 7 bankruptcy is your legal right to debt relief. To schedule an appointment, contact me online or call 708-479-1144.
The Chapter 7 Bankruptcy Process
Chapter 7 bankruptcy, also known as "fresh start" bankruptcy or straight bankruptcy, discharges most unsecured debt, such as credit card bills and medical expenses so that you are no longer obligated to pay them, while allowing you to keep your car, home and 401(k) and other retirement savings.
In addition to discharging debt, filing for Chapter 7 functions as an "automatic stay," meaning that all creditor collections activity must stop. In addition, any communication from your creditors must go through your lawyer.
When you work with me, you can be confident knowing that I will guide you carefully, reliably and efficiently at every stage. Once we have started the streamlined process of preparing and filing your petition, I will continue to be at your side throughout the bankruptcy process:
- I will notify you promptly when I file your case, and I will tell you your case number and hearing date at that time.
- A week after the case is filed, creditors will be notified.
- Four to six weeks later, a court hearing called the "meeting of creditors" will take place. I will be at the hearing with you and will conduct all advance preparation needed to ensure the hearing goes as smoothly as possible.
- About 10 to 12 weeks after the hearing, the bankruptcy court will issue a discharge of your debts.
Free Initial Telephone Consultation
Work with a bankruptcy lawyer committed to helping you understand your rights and get back on solid financial footing. I help clients throughout the Chicago area, including Will County and Cook County, Illinois, find the debt relief they need. Contact me online or call 708-479-1144 for a free initial phone consultation to learn how I can help you get a fresh financial start.
I meet with clients by appointment and offer weekend and evening hours as needed. My office is located near the intersection of 191st Street and La Grange Road.
I am a debt relief agency. I help people file for bankruptcy relief under the Bankruptcy Code.
Steve Beck, Lawyer
Phone: 708-479-1144
Fax: 708-478-6047
Office address:
19250 Everett Lane, Room 102
Mokena, IL 60448
Map and Directions
Mailing address:
19317 Manchester Drive
Mokena, IL 60448
